We understand that cost is never the only consideration in selecting a medical professional. At The Turek Clinics, we strive to work with partners that are as affordable as possible for male infertility and sexual dysfunction treatments, without compromising our extraordinarily high quality medical care.
As a service to our patients, we offer financing from the following vetted providers:
ARC Fertility—In partnership with Advanced Reproductive Care, Inc. (ARC), The Turek Clinics offer the ARC Fertility Program as an independent financing option. The program provides financial options that have been formulated specifically to match the projected needs of your specific course of treatment, including all aspects of medical, lab, surgical, and pharmaceutical care. Visit the ARC Fertility Program website for to learn more and apply or call 888.990.2727 to speak with an ARC customer representative. View this recent blog post from ARC on how they can help you move forward quickly with fertility/infertility care.
Future Family—Future Family aims to revolutionize fertility care with comprehensive options for men (and women). Their plans are designed to be flexible to your needs. From zero-down plans to splitting your monthly payment with a loved one or a partner, once you sign up, you should be able to get started with treatment right away. Visit the Future Family website to learn more and sign up.
Parasail—We’ve partnered with Parasail to find patient‐friendly payment plans that fit their needs. Unlike credits cards, Parasail has fixed interest rates based on your financial information, no fees and affordable payments that can be spread out monthly to fit your budget to ensure that you get the care that you need. Visit the Parasail website to learn more and to apply.
How to Bill Your Insurance
Another place to investigate is often with your own insurance carrier. Although Dr. Turek and The Turek Clinics are not contracted with any insurance carriers, depending on the provider and plan type you have, several of the procedures we perform may be covered by your insurance carrier via reimbursement to you after you have undergone and paid for the procedure. To find out, call the phone number on the back of your insurance card and ask to speak with a representative about reimbursement of medical expenses related to the procedure you are interested in. For tips on how to communicate with your insurance provider, or to get personal help seeking reimbursement, past patients have had success working with the national nonprofit Fertility Within Reach.
Health Savings Accounts
Another payment option is to set up a health savings account or HSA.
HSAs are typically available to people who have high deductible health plans. In the case of vasectomy reversal or vasectomy, the IRS has carved out a special designation for those undergoing restorative fertility treatments or vasectomies, which are medical expenses that can be covered by the money in a Health Savings Account.
In the case of vasectomy reversal or vasectomy, the IRS has carved out a special designation for those undergoing restorative fertility treatments or vasectomies.
In IRS publication 502, these are under the category Fertility Enhancement and another called Vasectomy and they specifically state, “You can include in medical expenses the cost of the following procedures to overcome an inability to have children. Procedures such as in vitro fertilization (including temporary storage of eggs or sperm). Surgery, including an operation to reverse prior surgery that prevented the person operated on from having children,” or “You can include in medical expenses the amount you pay for a vasectomy.”
In this case, you would either use funds available to you in your Health Savings Account for payment of your procedure, or you can reimburse yourself in the future after you have paid for them. Detailed information is available on the IRS website.